by Kevin Craig
If you want to save money on food and clothing then you need to create an innovative budget and have a determination to stick to it. Prioritizing your requirements is crucial otherwise you might find it difficult to save money. It is a complex task for women to save money on clothes but if you put in some extra effort then you can reduce your expenses. If you think that you need to buy some more clothes then of course go ahead and buy it, but if you don?t actually need more clothes then stuffing your closet with more clothes will just result in draining your money.
Food is an essential part of our daily requirement but you can curtail on food stuffs that you think are not used on a daily basis. This article will help you by sharing a few of my tips so that it you can save some extra bucks. If you are living frugal then it would prevent you from incurring debts.
Different ways to save money:
1) Prepare a list of the things that you require as it restrains you from extravagance. This also helps to focus on the things you need from the store without any diversion and temptation to indulge in some reckless spending. Look for departmental stores that offer sales and if you have a membership card then utilize it for more offers and rebates. A weekly sale can help you to get things at an affordable range. You can even collect the points and redeem if you are planning to buy some things.
2) In recent times young people are keeping pace with constantly changing fashion. For these youngsters buying clothes from thrift stores would be a smart move as the entire fashion changes within a short span of time. By living frugal you can be trendy as all the young people desire to do. You can burn a hole in your pocket by buying branded clothes and planning a makeover in your closet with the changing fashion.
The thrift stores would be affordable for you as these stores offer sale through out the year. Critically check the clothes before buying to make sure that there are no noticeable stains, holes, and missing zippers or buttons.
3) While buying clothes ensure that you go for clearance sales. Some stores in order to incorporate new collections put the old stock on sale. Many stores before they shut down usually have clearance sales. But if you think of buying from them then ask the salesperson about the store's return and refund policy on spotting any manufacture defect.
4) Most supermarkets accept the manufacturers coupon so make a good use of these coupons in order to save some cash on food. Whenever you are using these coupons make sure that you buy food in bulk then you can reap the profit of these coupons. You almost save few dollars on items if you use the coupons buying things in bulk. Buy canned goods and economical meats for instance beef, chicken, and pork chops in large amounts so that you do not have to make unnecessary trip to the store and waste your cash. You can get these food items on a whole sale rate in this way you can save a hefty amount.
Thus living frugal can help you to save cash and prevent you from the debt burden.
Authors Bio- Kevin Craig is a financial writer & maintains his own blog Monsterhols.com
The blog has many categories & helps provide information about debt, bankruptcy, personal finance etc.
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